COVID-19 has shaken the world. The virus, which was not part of our vocabulary just a few months ago, is now at the forefront of our daily lives, leading to on-site protection regulations and quarantine around the world. If you are stuck at home and struggling with the financial impact of millions of others, here are some things you can do to lower your spending.
This seems obvious – cook your meals instead of ordering. Before you go to a grocery store or order deliveries online, decide what to do for the week. If you have a plan, you will prevent yourself from buying impulse purchases in the sweets and chips aisles.
If you are tied to cash, brown rice, dried beans, oats, sweet potatoes and onions are all cheap and healthy. Availability depending, you can choose a protein to add to each depending on what you want to eat. If you can, get some frozen meals too, so on days when you don't feel like cooking, the only option is to order an expensive delivery meal.
Preparing your meals has the added benefit that you are generally healthier than ordering. Plus, it will give you something to do when you are bored. If you have children, get them involved in planning meals and cooking with you. Now is an excellent time to teach them the basics of meal planning and cooking.
Now is also a good time to do some home maintenance. Keeping your home updated will save you money in the long run. Also, if something breaks now, it may take a while before you can get someone out to make repairs.
Depending on regulations in your area, you may be able to go outdoors a bit. Clean the gutters in all winter residues and check the roof for damage. Now is also a good time to wash the inside and outside of all the windows in your home.
Indoor, clean or replace your HVAC system air filter. To clean the filter, remove it, vacuum it and secure it in place. You can also use this time to check smoke and carbon monoxide detectors. Turn off the unit's batteries and use the test button to make sure they are working properly.
3. Grow Herbs
Growing your own herbs indoors is a great way to save money. Find a place for them with room for them to grow that gets a lot of light – preferably at least four hours of light per day. Make sure to use containers with good drainage. Herbs such as rosemary, parsley and basil are easy to grow inside and are a good complement to countless recipes.
4th Free Games
Many popular board games have free online versions and apps that are cheaper than buying the physical board game. This allows you to stay in touch with family and friends even if you cannot see each other in person. Dominion and Cards Against Humanity are two of the most popular options.
With everything going on, cleaning is extremely important. It can make your home more secure and save you money in the long run. Like maintenance, by doing a small amount of cleaning daily you help keep your belongings in top shape and save them from needing deeper cleaning or even from being replaced later. Cleaning and sealing your granite countertop, for example, can extend its service life.
6. Cable Invoice
Now is a time when you and your family may be watching more TV than usual. But that doesn't mean you have to spend a fortune. Try calling your cable company and see if they offer new deals.
You can also try cutting the cord and switching to streaming services. Many of them offer months-long trials or other offers. For example, Verizon's unlimited customers can get one year of Disney Plus for free. And the monthly fees for many streaming services are less than an average cable bill.